Make An Offer

You’ve found the one — that dream home that checks all the boxes. Now it’s time for the exciting next step: making an offer! This is where you decide on your price, outline any conditions (called contingencies), and include an earnest money deposit to show you’re serious. Your real estate agent will then present your written offer to the seller, kicking off what can be a quick back-and-forth negotiation — especially if there are competing bids.

Being pre-approved for a mortgage and understanding the local market are key advantages here, helping you make a confident, competitive offer.

Before You Make the Offer

• Get pre-approved: This shows sellers you’re serious and gives you a clear idea of your price range.

• Do your homework: Take a close look at the property, review any disclosures, and make sure there are no surprises.

• Decide on your number: Determine your top price and how much earnest money you’ll include with your offer.

Making the Offer

• Work with your agent: Share your offer amount and have your agent put everything in writing to present to the seller.

• Include the essentials: Your written offer should outline the purchase price, contingencies (like inspection or financing), deposit amount, and proposed closing timeline.

• Highlight your strengths: If you’re a cash buyer or flexible on closing, mention it — little details like these can make your offer stand out.

After Submitting Your Offer

• Be ready to negotiate: The seller may accept, reject, or counter your offer. Stay flexible and open-minded.

• Know the competition: If other buyers are interested, the seller might set a deadline for best offers — use this to refine your strategy.

• Consider smart tactics: In a hot market, you could include an escalation clause that automatically raises your offer (up to a set limit) if a higher bid comes in.